![]() ![]() Interest Rates: According to the FDIC, traditional banks generally offer the national average savings rate (0.35% as of Feb 2023).Fees: Be aware of banks that charge monthly maintenance fees or fees for performing transactions like ATM withdrawals, wire transfers, late payments, overdrafts, or dipping below the minimum balance.Fully-fledged banks offer loans, credit cards, retirement accounts, and investments. Account Services: Most providers offer checking, savings, certificates of deposits, and money market accounts. ![]() This insurance is provided by the Federal Deposit Insurance Corporation (FDIC), an independent agency of the United States government. Safety: We look for companies that partner with FDIC-member banks, which means your deposits are insured up to $250,000 per depositor, per bank, for each account ownership category.To help you choose the right bank for you, we keep in mind the following factors: ![]()
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